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Characteristics of "Qiandaojia"farm household loan products
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"Qiandaojia"farmer serial loan products are able to meet financial needs in sectors of farmer planting, breeding, buying farm machinery and tools, engaging in agro-products processing and operating featured small workshops. |
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with minimum amount of 1,000 Yuan, microcredit is capable of meeting financial needs on general cultivation, breeding, and the purchase of farm machinery and so on; while large loans are designated specifically in supporting of production and operation activity of specialized households and rural cooperative organizations who are engaged in large-scale planting, breeding. of loan amount can be determined in accordance with the actual situations. |
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Loan period is up to 5 years the longest. |
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a variety of repayment ways, such as with the loan clearing with the principal and interests and installments can be applied by farmers. |
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a centralized door lending model enables farmers to obtain loans even staying in their villages. |
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