"Qiandaojia"Agricultural machinery Loan
"Qiandaojia"Farm machinery loans refers to the RMB loan business aiming at providing funds for farmers who are in lack of funds in purchasing farm machinery and tools.
Line of credit
Line of credit. The highest amount is not over 2,000,000 RMB and not more than 65% of the purchase price of farm machinery.
The single loan amount is not over 100,000 RMB (including) with joint guarantee mode (over five clients). The single loan amount is not over 300,000 RMB with guarantee mode of single client and multi-clients.
Loan term
Loan term: five years the longest.
Applying conditions.
（1）The borrower should have a fixed residence in the local and live more than one year with valid identification and residence proof
;
（2）Over 18 years old (included), age plus term of loan should not exceed 65 years;
（3）In good health, with full capacity for civil conduct
（4）No conducts against the law and disciplines; No bad credit history.
|
