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Introduction to "Qiandaojia" farm household loan business
"Qiandaojia" Farmer planting Loan
"Qiandaojia" Farmer breeding Loan
"Qiandaojia" Farmer service Loan
"Qiandaojia" Agricultural machinery Loan
Characteristics of "Qiandaojia" farm household loan products
Procedures of applying for "Qiandaojia" farm household loans
Organizations for "Qiandaojia" farm household loans
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"Qiandaojia"Farmer service Loan

 

 

 

"Qiandaojia"Farmer service Loan

Loan on service industry for farm household refers to the RMB loan business designed to supplementing insufficient funds on production and operation sectors for farmers engaged in production and processing and procurement of agricultural products, sales of agricultural equipments and materials, and other agriculture-related industries.

Line of credit

Line of credit: minimum amount is 1,000 yuan.The highest amount is not more than 500 thousand RMB (including).

Loan tenure

Loan tenure: one year the longest.

Applying conditions.

(1)The borrower should have a fixed residence in the local and live more than one year with valid identification and residence proof ;
(2)Over 18 years old (included) and age plus term of loan should not exceed 65 years;
(3)In good health, with full capacity for civil conduct
(4)Possession of processing equipments, production and operation site for farm products;
(5)Having good and legal marketing channels;
(6)Two years related experience at least;
(7)No conducts against the law and disciplines; no bad credit history.

 
(The above content is for reference only. Specific standards for application are subject to regulations of local branches of Harbin Bank Co., Ltd. Detailed consultation with local Harbin Bank prior to processing relevant procedures are advised).

 

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