1、Possessing a fixed residence and production and operation site

2、Holding permanent household (or valid residence certificate)

3、Holding legal and valid business license, tax registration certificate and
relevant proof

4、Good moral character, no violations and bad credit records;

5、Other conditions set by lenders

the longest period is up to10 years., three years the longest for revolving loans

such as pledge, guarantee and mortgage. Real estate mortgage rate is up to 80%.

Branches, Institutiones of Harbin Bank.

400-60-96358