|
| Product Introduction |
“1+N Batch Small Lending” refers to a batch of operation loans provided to the medium and small-sized customer groups closely related to certain specialized market or organization.
|
| Various guarantee methods |
The specialized market provides real estate mortgage or joint responsibility guarantee,
customer’s business operation right pledge, group joint guarantee, etc.
|
| Long loan period |
the longest period is up to10 years.
|
| High line of credit |
a single client can loan as much as RMB 5 million Yuan.
|
| Various repayment methods |
interest settlement by months, principal payment at maturity, installment repayment
and grace period repayment, etc.
|
| Specialized market conditions |
The market rental rate is over 90%, and the operation period is more than 2 years with good credit standing or the establishment period is more than 1 year.
|
| Borrower conditions |
1、Possessing fixed domicile and production and operation place;
2、Possessing a registered permanent residence booklet (or effective residence certification);
3、Having a legal and effective business license, tax registration certificate and other certifications;
4、Good behavior, or bad credit record;
5、Other conditions requested by the loaner.
|
| Business sites |
Branches, Institutiones of Harbin Bank.
|
| Tel |
400-60-96358
|
