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Personal Loan
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About Us
Introduction of Harbin
Bank
Organization Structure
Definition of the Bank
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Micro-enterprise Unsecured Loan
  Micro-enterprise Unsecured Loan which does not require collateral mortgage is a product specifically designed for the majority of individual businesses and private entrepreneurs【More
Product:
Working Capital Loan
Investment Loan
Rent Loan
Revolving Loan
 
“Qiandaojia” Small Business Loans
  Harbin Bank specially designed series of non-collateral guarantee loans for small businesses【More】
“Qiandaojia” Shopping Mall & Super Market
  Supplier Loan
“Qiandaojia” Pharmaceutical Supplier Loan
“Qiandaojia” Industrial Chain Supplier Loan
“Qiandaojia” Government Procurement Loan
Small Entrepreneur Loan
 
Requirements for
 applicants
Diversified modes of
 guarantee
Long loan term
 
Small Guaranteed Loans to laid-off workers
 
Purpose
Requirements for
 borrows
Amount and term
Rate
1+N Batch Small Lending
“1+N Batch Small Lending” refers to a batch of operation loans provided to the medium and small-sized customer groups closely related to certain specialized market or organization.
 
Small Enterprise Revolving Loan
Flexible loan Extensive loan objects
Long loan period High mortgage rate
Various repayment methods
Simple loan procedure
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